secure payments

jperge · 12-11-2005

Hey all! I have yet another question. When making reservations at a hotel, what is the best way to give my credit card number to hold the reservation? Do you recommend e mailing, faxing, calling and giving it over the phone? I thought about sending it in two e mails, half in one, half in the other, but is that too confusing?

Thanks!

The Eagle · 12-12-2005

Quote:

Originally Posted by jperge

Hey all! I have yet another question. When making reservations at a hotel, what is the best way to give my credit card number to hold the reservation? Do you recommend e mailing, faxing, calling and giving it over the phone? I thought about sending it in two e mails, half in one, half in the other, but is that too confusing?

Thanks!

I would not fax or email as neither is very secure.
Calling by phone is the best you can do, though make sure that you get the name of the person you spoke to. If the hotel are willing to ring you back before you give your details that helps verification.
Good luck

vacationstar · 12-12-2005

I have done the e-mailing in 5 pieces (1 for each set of 4 numbers and one for the expiration date) but part from my work e-mail and part from my home e-mail. I just explained up from what I was going to do in what order. They had no problem figuring it out and confirmed once they had all the pieces. Calling would probably be better but I felt safe doing it this way on 2 different computers.

Jdmoon1 · 12-12-2005

putors at home but they are on same router .
Would that be considered as 1 putor ?

vacationstar · 12-12-2005

I have no idea. I think if you have dial-up and log off and go in a little later is assigns a different number so you could do it that way. But someone less technically challenged than I would probably need to answer that.

jperge · 12-12-2005

Well, I just did it in 2 e mails from the same computer... I have not had any problems yet but am closely monitoring my card, and I put them on notice to watch out for fishy transactions.

Thanks for all the input!

FrankT · 12-12-2005

Speaking from past experience, I think your more likely to have your credit card number ripped off at some restaraunt than over the net.

Frank

ur_too_crazy · 12-12-2005

I wouldn't worry too much about people getting just your credit card number. In fact, any merchant you've ever delt with has your number and expiration date somewhere on file. The fact of the matter is, there isn't much fraud that can be done this way. What I would be most careful with is counterfeit credit card fraud, which is very popular in Mexico. Counterfeit fraud basically means that they would have to have access to your physical card and copy the magnetic stripe in order to create a new card (at restaurants, hotels etc) so don't let your card out of sight cause there is a high probability it will be copied in Mexico.

P.s. I was a credit card fraud analyst for a major canadian bank for 3 years, so I'm very well versed on the subject. Mexico kept us very busy.

FrankT · 12-13-2005

Beachnutt719 · 12-13-2005

I used fax twice. No problem.

krazy4playa · 12-13-2005

If you notice anything fishy call your credit card company you will only be resposible for the first $50. If you use the card tied to your checking account and notice an erronious charge call you bank they must all the disputed funds back into your account and have 45 days to research if it was your error or someone else. If it was your error they must give you 10 days notice before pulling the money out of your account. (This comes from Reg. E which governs electronic transactions in the US). I have had a hotel in Isla Muljeres (El Secreto) debit my checking twice and caused about $900 in fees when all was done and said. I was luckey he realized it was his error and reversed the charge and paid al the fees. I would highly recomend his hotel if ever in Isla. This all happened after I got home to the States. He could have very easily said screw you. My bank would have been out the money. Because under Reg. E they have to give you back any fees accociated with the erronious debit. (I'm a banker).

12-11-2005	#1 (permalink)
jperge life=playa Join Date: Jan 2004 Location: Portsmouth, VA Posts: 512	secure payments Hey all! I have yet another question. When making reservations at a hotel, what is the best way to give my credit card number to hold the reservation? Do you recommend e mailing, faxing, calling and giving it over the phone? I thought about sending it in two e mails, half in one, half in the other, but is that too confusing? Thanks!

12-12-2005	#4 (permalink)
Jdmoon1 ruined Join Date: Mar 2004 Location: NY Posts: 95	we have 2-- putors at home but they are on same router . Would that be considered as 1 putor ?

12-13-2005	#9 (permalink)
FrankT beachaholic Join Date: Jan 2004 Location: Mendota Heights, MN Posts: 356	Yep!

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12-12-2005	#3 (permalink)
vacationstar beachaholic Join Date: Aug 2004 Location: Maple Grove, MN Posts: 415	I have done the e-mailing in 5 pieces (1 for each set of 4 numbers and one for the expiration date) but part from my work e-mail and part from my home e-mail. I just explained up from what I was going to do in what order. They had no problem figuring it out and confirmed once they had all the pieces. Calling would probably be better but I felt safe doing it this way on 2 different computers.

12-12-2005	#5 (permalink)
vacationstar beachaholic Join Date: Aug 2004 Location: Maple Grove, MN Posts: 415	I have no idea. I think if you have dial-up and log off and go in a little later is assigns a different number so you could do it that way. But someone less technically challenged than I would probably need to answer that.

12-12-2005	#6 (permalink)
jperge life=playa Join Date: Jan 2004 Location: Portsmouth, VA Posts: 512	Well, I just did it in 2 e mails from the same computer... I have not had any problems yet but am closely monitoring my card, and I put them on notice to watch out for fishy transactions. Thanks for all the input!

12-12-2005	#7 (permalink)
FrankT beachaholic Join Date: Jan 2004 Location: Mendota Heights, MN Posts: 356	Speaking from past experience, I think your more likely to have your credit card number ripped off at some restaraunt than over the net. Frank

12-12-2005	#8 (permalink)
ur_too_crazy sandflea Join Date: Jan 2005 Location: Montreal, Canada Posts: 9	I wouldn't worry too much about people getting just your credit card number. In fact, any merchant you've ever delt with has your number and expiration date somewhere on file. The fact of the matter is, there isn't much fraud that can be done this way. What I would be most careful with is counterfeit credit card fraud, which is very popular in Mexico. Counterfeit fraud basically means that they would have to have access to your physical card and copy the magnetic stripe in order to create a new card (at restaurants, hotels etc) so don't let your card out of sight cause there is a high probability it will be copied in Mexico. P.s. I was a credit card fraud analyst for a major canadian bank for 3 years, so I'm very well versed on the subject. Mexico kept us very busy.

12-13-2005	#10 (permalink)
Beachnutt719 añejo Join Date: May 2004 Location: Upstate New York Posts: 3,972	I used fax twice. No problem.

12-13-2005	#11 (permalink)
krazy4playa añejo Join Date: Aug 2005 Location: Minneapolis, MN Posts: 2,199	If you notice anything fishy call your credit card company you will only be resposible for the first $50. If you use the card tied to your checking account and notice an erronious charge call you bank they must all the disputed funds back into your account and have 45 days to research if it was your error or someone else. If it was your error they must give you 10 days notice before pulling the money out of your account. (This comes from Reg. E which governs electronic transactions in the US). I have had a hotel in Isla Muljeres (El Secreto) debit my checking twice and caused about $900 in fees when all was done and said. I was luckey he realized it was his error and reversed the charge and paid al the fees. I would highly recomend his hotel if ever in Isla. This all happened after I got home to the States. He could have very easily said screw you. My bank would have been out the money. Because under Reg. E they have to give you back any fees accociated with the erronious debit. (I'm a banker).

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