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Old 04-09-2013   #31 (permalink)
beachaholic
 
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Quote:
Originally Posted by NoMoreAmerika View Post
Aside from converting money
Consider opening an account with Bank of America and having your US paycheck direct deposited into it. You can then go to a Santander ATM, fee free and get a decent exchange rate everytime. Perhaps there are other US banks that have reciprocity but I use BoA.

Also do NOT forget that you still must file US taxes on income earned in the US. You get to avoid state taxes but since your income is in the US they get their cut. You may not love the states but your income is there and you still get the honor of paying into the "system".


RDM
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Old 04-09-2013   #32 (permalink)
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Sounds like you've got a great opportunity. Best of luck to you!
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Old 04-10-2013   #33 (permalink)
way into it
 
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First off, best wishes to you!! This is a great forum!?!?!? You may have noticed that there are a tremendous amount of negativity here. Make a statement or ask a question and the are a large amount of peeps that will; cHallenge you, ridicule you, call you names, argue with you, challenge your beliefs without any real reason.
That being said; take all with a grain of salt. I do not believe most people here are a*holes, but there are most surely some that try!
Hang in there and use your best judgement.
Based on your take on the current state of affairs I think you have a very peceptive take on what is really going on, so you should make out fine!
Again best wishes.
CARLOS
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Old 04-10-2013   #34 (permalink)
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Quote:
Originally Posted by brenc101 View Post
First off, best wishes to you!! This is a great forum!?!?!? You may have noticed that there are a tremendous amount of negativity here. Make a statement or ask a question and the are a large amount of peeps that will; cHallenge you, ridicule you, call you names, argue with you, challenge your beliefs without any real reason.
That being said; take all with a grain of salt. I do not believe most people here are a*holes, but there are most surely some that try!
Hang in there and use your best judgement.
Based on your take on the current state of affairs I think you have a very peceptive take on what is really going on, so you should make out fine!
Again best wishes.
CARLOS
Nice
That wasn't negative, was it?
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Old 04-10-2013   #35 (permalink)
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Originally Posted by brenc101 View Post
You may have noticed that there are a tremendous amount of negativity here. Make a statement or ask a question and the are a large amount of peeps that will; cHallenge you, ridicule you, call you names, argue with you, challenge your beliefs without any real reason.
CARLOS
Well, on the political or religion threads that's pretty much standard operating procedure but I didn't see any of what you're describing on this thread at all.
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Old 04-10-2013   #36 (permalink)
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Just trying to help someone about to make a big move to a place he's never really been. That's being negative?? I don't think so. I see a lot of good advice here.
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Old 04-10-2013   #37 (permalink)
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The honesty concerning the difficulty in moving successfully to PDC is obviously being construed as being "negative", at least the expat locals who have done it or are doing it are just trying to let the guy know how difficult it is and that there are many pitfalls invovled, but if you really want to do it it is within their reach. Just it can't be done, or it won't be successful with a cavalier attitude or approach to the move.
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Old 04-10-2013   #38 (permalink)
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I say go for it. we moved here in October and yes there have been challenges and surprises but nothing that we couldn't overcome. You have a huge advantage by having an income from the u.s.. there are things you will love & things that will drive you crazy but that's life! It's so much fun discovering a new place and a new culture and trying to figure out where you fit in. I don't regret this move one bit!! Come on down & if you don't like it you can always go back to the States or somewhere else! Life is too short! Oh and I second the recommendation to use Bank of America for your banking.
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Old 04-10-2013   #39 (permalink)
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Originally Posted by u2girlie View Post
Oh and I second the recommendation to use Bank of America for your banking.
I am looking at consolidating everything to our brokerage account at and starting a cash management account.

Checking, free international ATM (they refund the fees), transfers from investment accounts into the cash management account (automatic or account-holder initiated - no automatic for me)

Still investigating, but know some expats in Mexico who have done that. Seem satisfied with it.
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Old 04-11-2013   #40 (permalink)
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Yes, Mexico certainly does suffer from huge bureaucratic inefficiency and with a few exceptions has a very rudimentary understanding of customer service. A simple task like opening a bank account can take an entire day. Its a third world country.

On the other hand, in my other life I often have to start my day by scraping ice off of my windshield only to drive into a windy, dark downtown office tower hundreds of miles away from a sandy beach, a mealy avocado costs me $1.50 in the store and a single beer in a bar is about $10 after tax and tip.

Simplify your life, minimize your exposure to Mexico's warts and maximize your enjoyment of all the wonderful things it has to offer, and you will have a great time. When your internet goes down for no explicable reason, don't even think about waiting around for someone to show up and fix it. Go down to the beach and have a nice cold beer instead. Chances are the same that the problem will be fixed by the time you get back and you can save yourself the experience of fuming about the lousy service you are getting.

Personally, I think Playa is a great place in Mexico for an expat to live. It has a lot of the comforts of home and yet still many authentic aspects of Mexico. There are also many wonderful people engaged in good community service projects, so if you get lonely go out and get involved. There are probably some nice Mexican chicas who no doubt could help you out there too.

I hope you enjoy your adventure.
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Old 04-11-2013   #41 (permalink)
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That was a REALLY nice post, Chula. Really nice.
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Old 04-12-2013   #42 (permalink)
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Quote:
Originally Posted by brenc101 View Post
First off, best wishes to you!! This is a great forum!?!?!? You may have noticed that there are a tremendous amount of negativity here. Make a statement or ask a question and the are a large amount of peeps that will; cHallenge you, ridicule you, call you names, argue with you, challenge your beliefs without any real reason.
That being said; take all with a grain of salt. I do not believe most people here are a*holes, but there are most surely some that try!
Hang in there and use your best judgement.
Based on your take on the current state of affairs I think you have a very peceptive take on what is really going on, so you should make out fine!
Again best wishes.
CARLOS
Hey, thanks Carlos..
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Old 04-12-2013   #43 (permalink)
into ruins
 
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Quote:
Originally Posted by chula banana View Post
Yes, Mexico certainly does suffer from huge bureaucratic inefficiency and with a few exceptions has a very rudimentary understanding of customer service. A simple task like opening a bank account can take an entire day. Its a third world country.

On the other hand, in my other life I often have to start my day by scraping ice off of my windshield only to drive into a windy, dark downtown office tower hundreds of miles away from a sandy beach, a mealy avocado costs me $1.50 in the store and a single beer in a bar is about $10 after tax and tip.

Simplify your life, minimize your exposure to Mexico's warts and maximize your enjoyment of all the wonderful things it has to offer, and you will have a great time. When your internet goes down for no explicable reason, don't even think about waiting around for someone to show up and fix it. Go down to the beach and have a nice cold beer instead. Chances are the same that the problem will be fixed by the time you get back and you can save yourself the experience of fuming about the lousy service you are getting.

Personally, I think Playa is a great place in Mexico for an expat to live. It has a lot of the comforts of home and yet still many authentic aspects of Mexico. There are also many wonderful people engaged in good community service projects, so if you get lonely go out and get involved. There are probably some nice Mexican chicas who no doubt could help you out there too.

I hope you enjoy your adventure.
Thanks, I was thinking the same, I have a very similar outlook, much appreciated..
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Old 04-12-2013   #44 (permalink)
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Quote:
Originally Posted by reddogmax View Post
Consider opening an account with Bank of America and having your US paycheck direct deposited into it. You can then go to a Santander ATM, fee free and get a decent exchange rate everytime. Perhaps there are other US banks that have reciprocity but I use BoA.

Also do NOT forget that you still must file US taxes on income earned in the US. You get to avoid state taxes but since your income is in the US they get their cut. You may not love the states but your income is there and you still get the honor of paying into the "system".


RDM
Thanks for the banking tips

Last edited by NoMoreAmerika; 04-12-2013 at 10:08 AM..
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Old 04-12-2013   #45 (permalink)
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Quote:
Originally Posted by u2girlie View Post
I say go for it. we moved here in October and yes there have been challenges and surprises but nothing that we couldn't overcome. You have a huge advantage by having an income from the u.s.. there are things you will love & things that will drive you crazy but that's life! It's so much fun discovering a new place and a new culture and trying to figure out where you fit in. I don't regret this move one bit!! Come on down & if you don't like it you can always go back to the States or somewhere else! Life is too short! Oh and I second the recommendation to use Bank of America for your banking.
There is no way in hell that Mexico can be more annoying and horrible than waking up everyday to go to work in the USA.. Everyone may not agree, but that is the case for me.. I'm going to love it, just as you are and that's something I already know.. I love to learn, I love adventure and I enjoy new scenery and a challenge.. This will be a piece of cake and 100 times less stressful than life here in the US, I'm sure of it.. Again, I'm in a different situation than most, single, and have no obligations other than myself - so I should adjust just fine. It's good to hear that you enjoy it there, Thank you!

Last edited by NoMoreAmerika; 04-12-2013 at 12:53 AM..
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