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Old 06-27-2014   #46 (permalink)
aņejo
 
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Again
Yep, Rick, you got that right (again - where do they find these guys? Thanks, but no thanks).

Last edited by beam-eye; 06-27-2014 at 05:45 PM..
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Old 06-27-2014   #47 (permalink)
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Again
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Originally Posted by beam-eye View Post
Yep, Rick, you got that right (again - here do they find these guys? Thanks, but no thanks).
I even got a visitor message.
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Old 06-27-2014   #48 (permalink)
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I even got a visitor message.
Ha! Me too - addressed to 'Bob'. Just noticed my post should have said 'where do they get these guys?', instead of 'here do they get these guys?' Where do I get these spellings?
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Old 06-28-2014   #49 (permalink)
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Originally Posted by giovannironci View Post
Hey, I know a guy in playa that always gives me great rates at CIBanco even better than ATM's. You do have to open an account but its really quick and simple, you only need your ID, visa (even if its a tourist visa) and an electric bill. You can make international wire transfers cash checks, if you want you can get a VISA debit card, online banking or you can get cash. e mail me at giovannironci at g mail
Funny, 'giovannironci' doesn't sound Nigerian.
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Old 06-28-2014   #50 (permalink)
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Originally Posted by beam-eye View Post
Funny, 'giovannironci' doesn't sound Nigerian.
beam-eye y et al.:
That's 'cause Giovanni N. Ronci Gonzalez is Mexican.
A very reliable source told me last week about this guy but I hesitated to say anything in this thread about him until I verified my info.
Verified this morning! Giovanni Ronci is for real and he had previously worked for MONEX. You may or may not know that MONEX stopped all personal accounts/transactions in the last 6 months or so in favor of doing only commercial transactions. So Giovanni went to work for CIBanco at their Plaza Via Tendenza on AV. 10. He is their Ejecutivo de Promocion (Promotions Executive). CIBanco (if you open an account) will take up the slack left when MONEX stopped doing money transfers, money changing, check cashing, etc. for private (personal) accounts. Giovanni Ronci's email is gronci@cibanco.com.
Ronci has contacted by phone some former customers (personal) of MONEX and letting them know that CIBanco can handle transactions that MONEX no longer will do.
Maybe the way that he went above trying to "drum up business" was somewhat on the off beat side, but he is for real as is CIBanco.

Last edited by absoluteAL; 06-28-2014 at 11:47 AM..
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Old 06-28-2014   #51 (permalink)
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beam-eye y et al.:
That's 'cause Giovanni N. Ronci Gonzalez is Mexican.
A very reliable source told me last week about this guy but I hesitated to say anything in this thread about him until I verified my info.
Verified today. Giovanni Ronci is for real and he had previously worked for MONEX. You may or may not know that MONEX stopped all personal accounts/transactions in the last 6 months or so in favor of doing only commercial transactions. So Giovanni went to work for ClBanco at their Plaza Via Tendenza on AV. 10. He is their Ejecutivo de Promocion (Promotion Executive). Cl Banco (if you open an account) will take up the slack left when MONEX stopped doing money transfers, money changing, check cashing, etc. for private (personal) accounts. ClBanco's website is www.clbanco.com and Giovanni Ronci's email is gronci@clbanco.com.
Ronci has contacted by phone some former customers (personal) of MONEX and letting them know that CLBanco can handle transactions that MONEX no longer will do.
Maybe the way that he went above trying to "drum up business" was somewhat on the off beat side, but he is for real as is ClBanco.
Thanks, Al. Interesting story. Business approaches and presentations here can be significantly different from the 'American' style. I'm continually surprised that some knowledgeable, enterprising US or Canadian business person has not yet set up something like a 'Retired Executives' training program for local people who have a good entrepreneurial idea and want to cater to tourists, but just don't know how to present it (and, more often, have no idea how to formulate a business plan, or how to key the business to the significant cultural differences and expectations of a 'foreign' clientele. Mr. Giovanni Ronci's approach, for example, was an absolute disaster. If, as you explain, he has significant bona fides and experience, his presentation should have been tailored to that, but he apparently just did not know - although having been a MONEX employee he probably could, or should, have known.). Maybe somebody (or several somebodies) out there can step up and make this happen (if the bloody govt would just get out of the way!). Suerte!

Last edited by beam-eye; 06-28-2014 at 11:56 AM..
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Old 06-28-2014   #52 (permalink)
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Thanks, Al. Interesting story. Business approaches and presentations here can be significantly different from the 'American' style. I'm continually surprised that some knowledgeable, enterprising US or Canadian business person has not yet set up something like a 'Retired Executives' training program for local people who have a good entrepreneurial idea and want to cater to tourists, but just don't know how to present it (and, more often, have no idea how to formulate a business plan, or how to key the business to the significant cultural differences and expectations of a 'foreign' clientele. Mr. Giovanni Ronci's approach, for example, was an absolute disaster. If, as you explain, he has significant bona fides and experience, his presentation should have been tailored to that, but he apparently just did not know - although having been a MONEX employee he probably could, or should, have known.). Maybe somebody (or several somebodies) out there can step up and make this happen (if the bloody govt would just get out of the way!). Suerte!
CiBanco's website was somewhat difficult to find as on Giovanni's business card and the bank's signage it looks like ClBanco. So the 2nd character looks like the letter "L" in lower case but is actually a lower case "i" which can look like a lower case "l" or upper case "I". Damn, now I am confused. Just click on the website: CIBanco to learn more if you are interested.
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Old 06-28-2014   #53 (permalink)
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CiBanco's website was somewhat difficult to find as on Giovanni's business card and the bank's signage it looks like ClBanco. So the 2nd character looks like the letter "L" in lower case but is actually a lower case "i" which can look like a lower case "l" or upper case "I". Damn, now I am confused. Just click on the website: CIBanco to learn more if you are interested.
He may be legit, but Santander has better exchange rates.
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Old 06-28-2014   #54 (permalink)
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He may be legit, but Santander has better exchange rates.
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Old 06-30-2014   #55 (permalink)
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Originally Posted by Babaloo View Post
You haven't read this thread, right?
Bank of America used with Santander ATMs
I just talked with Bank of America rep. and if you use your B. of A. ATM card at a Santander Bank here you will not be charged an ATM fee BUT you will be charged a 3% international transaction fee on the amount withdrawn.

Last edited by absoluteAL; 06-30-2014 at 09:00 AM..
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Old 06-30-2014   #56 (permalink)
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I just talked with Bank of America rep. and if you use your B. of A. ATM card at a Santander Bank here you will not be charged an ATM fee BUT you will be charged a 3% international transaction fee on the amount withdrawn.
Yes, that lovely charge started last January. I dumped the BOA account.
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Old 06-30-2014   #57 (permalink)
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Yes, that lovely charge started last January. I dumped the BOA account.
I would love to change ours, but don't we need to be in the US to close one and open another? We still have BOA.
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Old 06-30-2014   #58 (permalink)
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Yes, that lovely charge started last January. I dumped the BOA account.
In favor of what
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Old 06-30-2014   #59 (permalink)
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In favor of what
I believe there is a Chase or Citibank account that allows free banking.
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Old 06-30-2014   #60 (permalink)
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In favor of what
Excellent point. My understanding is that the 3% foreign transaction fee is assessed by Visa and MC, not by BofA (which merely collects it).

Otherwise, I'm satisfied with BofA (so far) - I've got a free retired persons account, no max, no min, no charge; they accept my direct deposit SS check, keep good track of my accounts, safeguard my money better than I could under my mattress in Mexico, let me take out pesos 24/7 at Santander free, and FedEx me a new card free when I lose mine (it's happened 4 times in the last 15 years).

Total cost to me from BofA: nada. Total advantage to BofA: they get to look at my money. I'm OK with that, so far. Why not?
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