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Old 11-12-2016   #16 (permalink)
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This looks like a good site for comparing different policies also:

Travel Insurance for Canadians | CoverMe by Manulife
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Old 11-12-2016   #17 (permalink)
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Originally Posted by deetee1000 View Post
Just weighing in...as a reader I am so impressed as to how all of you just rallied to help this person out with her/his Dad. Good to know people in Playa have your back. And beam eye...love to meet you someday and give you a huge hug. This exceeds the Hippocratic oath. You are one of the great guys.
Very impressed!!!!!!!!!!!
On the down side, I too know people who in their sixties plus travel without insurance. I know sometimes the cost is just too prohibitive and what is one to do - sit on a couch at home and vegetate??? But even with insurance, it can be a nightmare. Without it can put you or your loved ones in bankruptcy should something dreadful happen.
There has to be a better way...


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Old 11-12-2016   #18 (permalink)
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Cudos to everyone who is helping and huge hugs to Beam-Eye. I can't imagine what this young person is going through. Prayers for your Dad from Virginia.
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Old 11-12-2016   #19 (permalink)
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Cudos to everyone who is helping and huge hugs to Beam-Eye. I can't imagine what this young person is going through. Prayers for your Dad from Virginia.
I spoke with her.
They inserted a stent but the issue was the hospital wanted a lot of money up front before the proceeded.
That was difficult to come by on a Saturday.
I put them in touch with someone who could help with translation and general knowledge of how things work.
That was earlier today and I haven't heard back.
I know it's a super stressful situation.
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Old 11-12-2016   #20 (permalink)
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Originally Posted by WaterRat View Post
Really?
Almost all policies that I've read over the last 10 years will wire money immediately to the hospital so that you can be admitted.
I have Blue Cross and I had to pay up front when admitted to Hospiten (a private hospital) over Christmas 2012. To my surprise Blue Cross contracts out to another company for travel to certain places and Hospiten did not accept that company. Blue Cross reimbursed me fully and said if it was a more serious and expensive situation they would negotiate directly with Hospiten. But had I not had the ability to pay up front it would have been a hassle. Bonus - I earned air miles using my credit card.

Anyways, I wish the best outcome for the OP and her father, and kudos to those of you that tried to help out.
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Old 11-12-2016   #21 (permalink)
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Originally Posted by canadiense loco View Post
I have Blue Cross and I had to pay up front when admitted to Hospiten (a private hospital) over Christmas 2012. To my surprise Blue Cross contracts out to another company for travel to certain places and Hospiten did not accept that company. Blue Cross reimbursed me fully and said if it was a more serious and expensive situation they would negotiate directly with Hospiten. But had I not had the ability to pay up front it would have been a hassle. Bonus - I earned air miles using my credit card.

Anyways, I wish the best outcome for the OP and her father, and kudos to those of you that tried to help out.
We have Blue Cross as well. Never had to utilize their "services" while in Mexico. Our only other choice, (through Mrs. Rat's employment), is Kaiser. They certainly have some issues as well, and are considerably more expensive for the Rats.

However, I was specifically referring to trip insurance policies. I can't think of a trip insurance policy, (at least those that are available to us here in the US), that won't wire money to gain your admittance.
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Old 11-12-2016   #22 (permalink)
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Originally Posted by WaterRat View Post
We have Blue Cross as well. Never had to utilize their "services" while in Mexico. Our only other choice, (through Mrs. Rat's employment), is Kaiser. They certainly have some issues as well, and are considerably more expensive for the Rats.

However, I was specifically referring to trip insurance policies. I can't think of a trip insurance policy, (at least those that are available to us here in the US), that won't wire money to gain your admittance.
I see. I have never checked into that here. We have never had any other insurance other than Blue Cross for travel. We reviewed it and it appears it will cover us well.......maybe I should double check.
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Old 11-12-2016   #23 (permalink)
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I buy trip insurance policies:

1) Due to the in-laws age --- they're older and if they became critically ill or died, she'd make me cancel the trip. I wouldn't want to lose the payments or down payments.

2) We're divers, and accidents happen. While it's highly unlikely, it could be argued that it would be foolish not to have insurance. Immediate care would be vital.

3) We have a lot of expensive dive gear in our luggage. The US airlines aren't known for their baggage handling prowess.

4) We fly out of Portland, Oregon, a relatively small airport, and if we were to miss a connection, we may be stuck for way more hours in an airport than I want, and if it were a long time, trip insurance would cover lodging.

5) As mentioned, trip insurance covers those gaps in Blue Cross.
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Old 11-13-2016   #24 (permalink)
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Originally Posted by WaterRat View Post
I buy trip insurance policies:

1) Due to the in-laws age --- they're older and if they became critically ill or died, she'd make me cancel the trip. I wouldn't want to lose the payments or down payments.

2) We're divers, and accidents happen. While it's highly unlikely, it could be argued that it would be foolish not to have insurance. Immediate care would be vital.

3) We have a lot of expensive dive gear in our luggage. The US airlines aren't known for their baggage handling prowess.

4) We fly out of Portland, Oregon, a relatively small airport, and if we were to miss a connection, we may be stuck for way more hours in an airport than I want, and if it were a long time, trip insurance would cover lodging.

5) As mentioned, trip insurance covers those gaps in Blue Cross.
Makes perfect sense.
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